Roles
Every interaction with the projects system falls into one of two roles. Project Owner — You create and submit the project. You set the funding goal, profit percentage, and duration, upload your business plan, and respond to any admin review feedback. Once your project is approved, you receive invested capital through the NajmBahar payment system and are responsible for returning principal plus agreed profit to investors when the project completes. Investor — You browse approved projects, choose how much to invest, and pay through your NajmBahar balance. You track your investment status and expected return from your dashboard and receive notifications at each stage.Both individual users and cooperative groups can act as either project owners or investors.
Project Lifecycle
Every project moves through a defined set of statuses from creation to completion.Three-Level Category Hierarchy
Every project is classified using three nested levels drawn from the occupational fields taxonomy. Selecting all three levels is required before you can submit.- Level 1 — Broad sector (e.g., Agriculture)
- Level 2 — Sub-sector (e.g., Horticulture)
- Level 3 — Specific field (e.g., Flower Cultivation)
Investment Workflow Overview
Once a project reaches approved status, the investment cycle begins.- Investors browse the public project listing and select a project.
- An investor submits an investment request specifying the amount.
- Payment is processed through the investor’s NajmBahar balance — funds transfer directly to the project owner’s NajmBahar account.
- The investment moves through statuses: pending → paid → active → completed (or cancelled / refunded if needed).
- When the project owner completes the project, principal plus agreed profit is returned to each investor’s NajmBahar account.
All monetary amounts on the platform use the GOL unit, the currency of the NajmBahar financial system. Make sure your NajmBahar account has a sufficient balance before investing.
Explore the Projects System
Submit a Project
Create your project, fill in all required details, select your three-level category, and submit it for community review.
Investing
Browse approved projects, calculate expected returns, and invest through your NajmBahar balance.
Track Status
Monitor your project’s review progress or follow the lifecycle of your active investments from your dashboard.